Credit Sale Policy
Sinosure Insured Credit Terms | Secure & Long-Term Cooperation Support
What Is Credit Sale (Open Account Terms)
Credit sale (OA terms) is a premium cooperation solution for qualified clients, allowing goods delivery first and payment later. This method effectively reduces clients' capital pressure and improves cash flow efficiency.
All credit-order transactions are fully insured by Sinosure (China Export & Credit Insurance Corporation). Both parties are protected against commercial and political risks.
Eligible Clients
Long-term Cooperative Clients
Clients with stable cooperation history, good credit performance and no overdue payment records.
Legally Registered Enterprises
Formal company registration, stable business operation and qualified market reputation.
Sinosure Insurable Buyers
Buyer entity and country/region are within Sinosure underwriting coverage.
Credit Sale Application Process
Client provides company documents and applies for credit line approval.
We submit buyer information to Sinosure for credit assessment, risk review and official credit limit approval.
Confirm official credit line, payment term, rules and responsibilities for long-term credit cooperation.
Orders are executed within the approved credit limit. All shipping documents are filed in the Sinosure system.
Client completes payment before the due date to finish the credit transaction.
Credit Terms Rules & Protection
Credit Limit: Approved by Sinosure based on buyer's financial status and credit profile, recyclable for regular orders.
Payment Term: Standard terms include 30 / 45 / 60 days OA, subject to official agreement.
Risk Guarantee: All credit sales are 100% insured by Sinosure to cover non-payment risks.
Overdue Regulation: Overdue payment will affect future credit limits and may result in suspension of credit terms.
Required Documents for Credit Application
To accelerate credit review, clients need to provide:
- Business License / Company Registration Certificate
- Legal Representative Information
- Recent Business Operation Records
- Additional supporting documents required by Sinosure
Contact Us
If you have any questions about credit terms, please contact us via the channels below.